SD.begin() returns false

If your SD slot is on an ethernet shield, you will need to go thru a procedure to get both to work together. The below test code has a method to get both started. I've noticed that if I start the ethernet card the usual way, I have to power down the arduino before I can get the SD cared to work again.

//zoomkat 12/26/12
//SD server test code
//open serial monitor to see what the arduino receives
//address will look like http://192.168.1.102:84 when submited
//for use with W5100 based ethernet shields

#include <SD.h>
#include <SPI.h>
#include <Ethernet.h>

byte mac[] = { 0xDE, 0xAD, 0xBE, 0xEF, 0xFE, 0xED }; //physical mac address
byte ip[] = { 192, 168, 1, 102 }; // ip in lan
byte gateway[] = { 192, 168, 1, 1 }; // internet access via router
byte subnet[] = { 255, 255, 255, 0 }; //subnet mask
EthernetServer server(84); //server port
String readString; 

//////////////////////

void setup(){

  Serial.begin(9600);

  // disable w5100 while setting up SD
  pinMode(10,OUTPUT);
  digitalWrite(10,HIGH);
  Serial.print("Starting SD..");
  if(!SD.begin(4)) Serial.println("failed");
  else Serial.println("ok");

  Ethernet.begin(mac, ip, gateway, gateway, subnet);
  digitalWrite(10,HIGH);

  //delay(2000);
  server.begin();
  Serial.println("Ready");

}

void loop(){
  // Create a client connection
  EthernetClient client = server.available();
  if (client) {
    while (client.connected()) {
      if (client.available()) {
        char c = client.read();

        //read char by char HTTP request
        if (readString.length() < 100) {
          //store characters to string 
          readString += c; 
          //Serial.print(c);
        } 
        //if HTTP request has ended
        if (c == '\n') {

          ///////////////
          Serial.println(readString); //print to serial monitor for debuging 

          client.println("HTTP/1.1 200 OK"); //send new page
          client.println("Content-Type: text/html");
          //client.println("Content-Type: image/jpeg");
          //client.println("Content-Type: image/gif");
          //client.println("Content-Type: application/x-javascript");
          //client.println("Content-Type: text");
          
          client.println();

          //File myFile = SD.open("boom.htm");
          File myFile = SD.open("HYPNO.JPG");
          //File myFile = SD.open("BLUEH_SL.GIF");
          //File myFile = SD.open("SERVOSLD.HTM");
          if (myFile) {
            //Serial.println("test.txt:");
            // read from the file until there's nothing else in it:
            while (myFile.available()) {
              client.write(myFile.read());
            }
            // close the file:
            myFile.close();

          }
            delay(1);
            //stopping client
            client.stop();
            readString="";
          //}
        }
      }
    }
  } 
}