Quickie question on voltage dividers.

Yes, they're used to generate a reference voltage, but that voltage is just a proportion of the voltage that they're supplied with. If that supply voltage varies, then the output voltage will vary, too. So this makes them a poor choice if you need an absolute voltage reference, such as for an ADC (analog-to-digital converter). A better way to make an absolute voltage reference is a band-gap device such as the LM385 or TL431.