SD Card initialization issues with SD.h

fat16lib:
So how exactly would I get this working then? I got the resistive divider set up and am still having no luck with the setup. I have a brand new 2GB PNY MicroSD card I'm using, but how would I go about checking on whether or not this would work. The logic level converter isn't going to work in this setup because I only have one power source: the 5v coming in from the Mini Pro. I need to have this working by the 11th, so the quicker the solution, the better.

[Edit 17:04] Do I need to somehow change the SOFTWARE_SPI setting for the SPI mode rise? I'm not sure how to get this changed effectively, so any help is great. Thanks!