Try this. It disables the w5100 SPI while you are setting up the SD.
#include <SD.h>
void setup() {
Serial.begin(9600);
// disable w5100 SPI wile setting up SD
pinMode(10,OUTPUT);
digitalWrite(10,HIGH);
Serial.print("Starting SD...");
if(!SD.begin(4)) Serial.println("failed");
else Serial.println("ok");
}
void loop() {
}