Some nice attempts. Tinning makes a massive difference to the solderbility.
A little while ago, I came across an article, but can't find it right now. It used a CD printer to print the etch resist and the silk screen layers directly onto the board, pretty nifty. I think they used a simple two-edged jig to ensure registration. They were using a non-FeCl etch too (which is a pain to recycle and stains everything around).
Use good quality PCB drill bits and a drill post (dremel et al make them). If you allow the drill to self-centre, drilling is quite easy and can look good. Self centring requires the pad hole to be quite small). The technique is to visually align the drill/work, then as the drill nears the work, allow the work to move, and the hole in the pad will align with the drill, hold firmly and press through. Obviously works with smaller boards. Use of backing board leaves a good finish.