This is probably the betsy advice in the thread.
Agreed. Never buy an expensive piece of test equipment until you understand why you need it. A cheap meter will do everything a beginner will ever need to do and if you accidentally destroy it, no biggie.
I personally own and through work have access to many meters (both high and low precision, analog and digital) and for 90% of what I do personally or professionally, it doesn't really matter what meter I grab. (Although my preferred meter is the B+K Testbench 388B)
I have quite a few of the cheap chinese-made ($2.99 on sale) meters from Harbor Freight and a couple of their >$20 meters. I keep one in my car, my wife's car, my motorcycle, and all my toolboxes. While I wouldn't use one of them to select resistors for an active filter, they're more than adequate for most household and hobby uses. Is there mains voltage? Is the power supply working? is my battery dead? Is that a 10K resistor? Is that output pin high or low? For tests like that, a $300 Fluke doesn't really provide me with any more useful information.