Reading three inverted 12v PWM values

What do you mean with a "correct" voltage divider?

One with the correct ratio and the correct absolute values.

I still wonder how a voltage divider can give me 5V if the 12V PWM is high and there is no current?

If you have a voltage and load it with a resistor, you have current. That is ohms law.

A voltage divider is one of the most widely used configuration of resistors.

Or less formally
https://learn.sparkfun.com/tutorials/voltage-dividers