Yes you are right but for the time being this single delay in the beginning is the easiest way. The documentation is so weird and the findings in this and other forums so different I won't believe a single thing ...
I'm using a Transcend 2GB Micro SD card which is said, does not work most of the time. I've tested it with 2 1.5V AAA batteries as well and it is working for hours together with the 3.3V Arduino Mini Pro ... . All this should not work reading this forum and the documentation 