You are correct in assuming you need protection. NOTE: Load-dump protection devices protect sensitive semiconductors in electronic modules used for battery charging against load-dump surges which are caused when a discharged battery is disconnected from the alternator while the alternator is generating current. There is also the 24 Volt double battery jump and assume it will be connected backwards.
For me the simplest solution would be to replace the regulator. You can search for"load dump protected regulator" you will find out there are many.
Good Luck and Have Fun!
Gil