Arduino wont work properly when dynamic memory goes above 70%

Do you really need a custom-made board? Sounds like a waste of time and resources, to be honest.
Get a piece of perfboard, some female headers, and some wires. If you buy Bluetooth & SD card modules that have the level shifters built-in, you only need to solder some connections, and maybe a 3.3V LDO.

Pieter