Can't Detect/Initialize MicroSD Card with Adafruit Music Maker MP3 Shield on MEGA

Thank you so much for explaining this and demystifying the terminology. Your explanation of the functions of the 3 lines has helped me grasp the principle: PS [ peripheral select] ; CIPO [ controller in/peripheral out] ; COPI [controller out/peripheral in ]. This has rung bells with me (revived distant memory from much earlier involvement at work) and I presume that there is also a clock line driven by the Arduino ?