In fact paypal was playing its tactics to direct me to transfer cash to them with my bank. I made the credit card payment and I didn't see additional charge on my card. The amount requested was in USD anyway, as the seller reminded me. Just look at their chart, 80 pixels for $142 and 66 pixels for $138. That ought to represent the actual 3% difference really well! Plus their lame color scheme trying to make you stay away from gray buttons. Shame on paypal.