Is there any hope for me?
It depends. If you have a goal in mind you want to reach, those obstacles can be surmounted and you'll succeed like most others here. However, if that focus misses, you'll just go on like before and yet another toy will land forgotten in the corner. In this case, you'd be better off to invest your money in more worthwhile pursuits, things you care about enough to spend time and effort on.
Please don't take this in a negative way, that's just how things work. Programming and electronics aren't easy subjects, just like playing an instrument or most sports aren't easy. One need to dedicate time and effort on them to succeed. If you're just looking for easy and quick thrills, better go shopping, to the movies or to church.
If you're unsure whether you care enough about learning those subjects, start out small so that in case it turns out not to be the thing for you, you didn't waste too much money on it.
Korman