i have formatted 2 SD(128 and 512MB) with FAT32, in windows.
After i run my program, which just read some file inside the SD, for a while works, then all of a sudden , just right after i upload new code, no files is found and the SD need to be reformatted, this seems to be happening randomly, but with both SDs.
It appears that your SD module is similar to the LC Studio module and may apply 5V SPI signals directly to the SD card's 3.3V input pins. This can cause problems with too much current drawn by the cards input pins. The card may overheat or become unstable.