SD card connection difficulty

I want to connect a sd card to an arduino
Ive already connected it in the following way
FROM SD MODULE ARDUINO
gnd gnd
MISO 12
SCK 13
3.3v 3.3v
MOSI 11
SSEL 10

by the way there is no onboard voltage regulator on the sd module
that is why I connected to 3.3v

Will the the SD card get damaged because im connecting 3.3v directly without any voltage divider circuit ??

can it ibe connected without use of resistors?
and how do I test the card?

Arduino has 0-5V outputs.
The card needs 0-3.3V on its SCK, Serial Data In, and Slave Select inputs.
So at a minimum you need a voltage divider on those inputs.
DC cards typically draw 200+ mA of current, while Arduino output only provides maybe 150mA.
So you really need a seperate 3.3V regulator as well.