I was where you are 10 years ago.
I got an AmScope Triocular Microscope and never regretted it.
I got the camera too but really is not needed unless you want to take pictures.
This is the best purchase I’ve made for my hobby, cost about $650 back then, weighs ≈ 75 pounds.
The stereo vision is a must for soldering i.e. 3D views.
Work distance is about 7 inches.
If you do SMD hand soldering, you might want to make one of these Post#1132.
BTW
You might be interested in this very long thread:




